Home / Reverse Mortgage / Estimator
By Trevor Forbes, Mortgage Loan Officer · NMLS #2478105 · Last reviewed
Reverse Mortgage · Estimator

How much could you receive from a reverse mortgage?

Tell us roughly where you stand, and see the real factors that determine your number — then talk it through with Trevor directly.

This is an educational estimate tool, not a loan approval, commitment, or guarantee of proceeds. Actual amounts depend on underwriting, current program terms, and a full review of your situation.
Age of Youngest Borrower
62–64
65–69
70–74
75–79
80–84
85+
Estimated Home Value
Under $150K
$150K–$250K
$250K–$400K
$400K–$600K
$600K–$1M
$1M+
Current Mortgage Balance
Owned Outright
Small Balance
Moderate Balance
Large Balance
Not Sure
Prefer Not to Say
Schedule a Consultation for Your Real Numbers →
Free · No obligation · No credit pull · Trevor reviews personally
What actually determines your number

Real proceeds depend on several factors together.

01
Borrower Age
Older borrowers can generally access a larger share of their home's value.
02
Home Value
Confirmed by an FHA-approved appraisal, up to the applicable HECM lending limit.
03
Current Interest Rates
Rates affect the principal-limit factor used to determine available proceeds.
04
Existing Mortgage or Liens
Any current balance is typically paid off first from the proceeds at closing.
05
Closing Costs & Required Set-Asides
Some costs and, in certain cases, a tax/insurance set-aside reduce net proceeds.
Why we don't show you a dollar number here: An accurate figure requires current HUD lending-limit tables, a real interest rate, and an actual appraisal. Your real number comes from a personal review with Trevor, not a guess plugged into a web form.
Local reverse mortgage help

A Memphis reverse mortgage specialist — in your home, not on a call-center line.

Trevor meets homeowners 62+ in person across Memphis, Germantown, Collierville, Cordova and Bartlett, including signing documents at your kitchen table. Start with the guide that fits your situation.

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Free · No Obligation

Get your real number.

Trevor reviews your situation personally and walks through your actual figures — no automated emails, no sales pressure.

Schedule a Consultation Or Call 901-663-0004
No obligation · No hard sell · Just clarity on what's possible for you.